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  • LTC Overview +

    Long Term Care is essentially care that is designed to provide for someone whose health will not be improving, unlike a hospital situation where the goal is to cure or get someone back to a normal lifestyle. Agents and advisors need to ask clients about this potential financial problem. Read More
  • LTC Frequently Asked Questions +

    What triggers qualification for LTC benefits? Generally, if you lose the ability to take care of 2 of the 6 "activities of daily living" (ADLs), that triggers the benefit.  These ADLs include bathing, feeding yourself, continence, transference, dressing, and toileting.  A severe cognitive impairment, such as Alzheimers Disease, can Read More
  • PENSION PROTECTION ACT OF 2006 effects on LTC! +

    Here's some good news for people who have annuities who are trying to find ways to fund LTC expenses. The PPA of 2006 has specific provisions that took effect 1-1-2010 which provides new opportunities for LTC planning. In particular: Cash value withdrawals from certain* non-qualified annuities which are used Read More
  • Worksite / Employer-sponsored plans +

    Plans sponsored by employers are becoming more popular everyday.  For little or no cost, an employer can make it easy for their employees to provide for their loved ones by offering voluntary LTC products on payroll deduction.  And, if desired, that employer can pay all or part of the Read More

    To get a " Guide to Long Term Care", click HERE.  This is a guide that can be viewed online and/or printed.  It is available on the website of the Life and Health Foundation for Education (  It will help you and clients understand this valuable coverage. Read More

    To get a quote on your client, give us a call or email us.  To get an LTC quote request form, click HERE.  After completing it, just fax or email to us.  Be sure to follow all privacy guidelines.For compensation questions, give us a call.  We can offer top Read More
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Increase Sales with our guides and other resources for underwriting as well as other tools that will give you the advantage you need to increase growth.

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